Helping You Obtain Your Mortgage in Reno
In today’s era, mortgage brokers have become popular among real estate buyers. A mortgage broker helps you find the best mortgage and connects you with several mortgage lenders. So, if you are working person and lack time, then mortgage brokers will help you in every possible way.
The brokers at Mann Mortgage will provide you with all the appropriate information about your mortgage in Reno. All the heavy lifting and paperwork is done by our brokers and you just need to concentrate on the important things: obtaining the best possible mortgage for your situation and then moving into the home of your dreams.
There are four important steps that should be kept in mind while getting your mortgage in Reno.
1. Decide Your Maximum Loan Amount
The first step involved in getting a loan is to calculate how much you can afford each month. Pay attention to your unique credit and employment history, income, and debt. You can use the calculators on our website to get a good idea of your payment threshold. According to your income and loan amount, we can suggest loan programs that benefit you most.
2. Pre-qualify Your Loan Plans
We will help you pre-qualify for your mortgage in Reno. Just give us complete details about your employment, assets and residence history. With your permission, we will get your credit report and score. After your information is verified and reviewed, we will provide you with a pre-qualification letter. Your agent should use this letter to make the best offer on the home you choose. So while you’re busy shopping for your new home, our brokers will be busy finding the loan that’s right for you.
3. Apply For a Loan Fast
After you have signed an offer that suits you best, you should apply for the loan. Applying for a loan is not an easy process, but you can apply on our website to make it easier. When the time is right, we will order an appraisal of your new home.
The real estate agents will find a company for you that will handle the funding of the loan and closing. We will cooperate with this company to make sure that the papers your lender requires are available and you sign all the papers at the company’s office so that there is no chance of fraud. We will work with this company to set the date when your loan will be closed – so you don’t have to worry any longer. Just concentrate on the move, paint colors, carpet and other matters that concern new homeowners.